Build Wealth Without Risk

Build Wealth Without Risk


Would you like to learn the insider secret about how you can create wealth without risk in real estate? Actually there are three secrets, and you are going to learn all three powerful wealth-creating strategies right now.

The benefits to you once you have mastered these concepts are clear: less risk (or even zero risk!) in the deals you do and the confidence to go out and buy more property. How? Because once you learn how to invest risk free, you’ll be making a lot more offers and a lot more money. It is that simple.

Remember, the good deals go to those who take immediate action. The best way to motivate yourself to take decisive and intelligent action is to invest with the absolute minimum risk. Here are the three secrets that will allow you to do exactly that.

Secret #1: Make all your offers without risk
You are going to find motivated sellers who will allow you to control their property with 3 percent or less as a down payment. You can do this by either using a lease purchase or by getting the owner to carry back financing on the home. In a moment you’ll see why this is such a powerful way to limit your risk, but first I want to share with you one of the most under-used yet powerful tools you have as an investor: the “subject to...” clause.

From now on, in all the offers you make, you are going to insert a subject to clause. This means that your offer is contingent upon some other factor such as a final inspection or a partner’s approval. It isn’t so important what the condition is as long as it allows you to write your offer and tie up a property while giving you an escape hatch from the deal.

Of course you will treat the seller with respect and make your final decision about the property in a timely fashion, but because you have locked in your deal with the seller while maintaining the right to walk away, you can sign up a deal with total confidence. After all, if after you do your due diligence the deal doesn’t look promising, you can pass on it. Can you see what a powerful position this puts you in?

Secret #2:
Make sure the deal is profitable BEFORE you go through with it
Once you’ve signed up and locked in your deal, it’s time for you to do your due diligence to discover whether the deal is going to be profitable and how you are going to get out of the property.

Planning your exit strategy before you get into a property is the simplest and easiest way to make sure that you won’t get stuck with a property you don’t know what to do with. This is the second step of investing without risk.

The best way I’ve found to map out an exit strategy is to find an end buyer before I commit to the property. It’s easy to do if you offer the property as a “Rent to Own” home (i.e., finding a tenant-buyer to lease purchase the home). Because you won’t do a deal until you already have a signed agreement with the end buyer, you have guaranteed profits without risk when you do the deal.

Secret #3:
Keep your up-front investment on any deal to zero

Of course you realize that the less money you have in a deal up-front, the less risk you have with the deal. Therefore you will always negotiate to have zero up-front money in a deal. However, you may need to offer some sort of earnest money to help the seller feel like you are a serious buyer. What you’ll do is be careful to only give things as earnest money that you can fully control, like the following:

Promissory note, due at closing

Promissory note, due after all contingencies are removed

Check to be cashed at closing

Check to be cashed after all contingencies are removed

Cash in small amount ($10.00 to $100.00)

All of these ideas keep your up-front money down. Remember, you can bring money to closing (although you should still negotiate to keep that to an absolute minimum too) because by then you already have the deal profitably passed on to an end buyer.

I do this by finding a tenant-buyer before I go through with a deal. I collect 3%-5% of the property as an up-front option money from them. Once I have this in hand, I feel good about going ahead with a deal.

Investing this way is almost like being on that old game show Let’s Make a Deal and sneaking backstage to look at what is really behind the three doors. Obviously when you see the old goat behind door number one and the $25,000 cash behind door number three, your decision is pretty easy. That’s what applying these concepts to your investing will do for you. They will allow you to know exactly which deals are money-makers and which to walk away from. This is the essence of creating wealth without risk.

By Peter Conti




Wealth without risk. THE best kind.

Thanks for sharing this with us, Sissy.



"Obstacles can slow you down, but they can only stop you with your permission." Dean Graziosi (BARM pg 101)

"For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future." Jeremiah 29:11

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Not Bad, sissy

good post, theirs quite a number of people on this site that could benefit from this.....SULLY




Good, strong powerful post. Great info to be used and I agree with Sully that there is a bunch of people that can and will use this info....Nice post...Jan


sully wrote:
good post, theirs quite a number of people on this site that could benefit from this.....SULLY

Oh yeah...whenever I see a great article with excellent helpful information I always save it and print it out and put it in my book for reference.
Glad you all like it as much as I do.




Kudos to you!

Peter Conti is another one of my favorites too. I love this post. Thanks for sharing this with all of us. You're a wealth of resources my dear. Eye-wink

God bless you,


Cool Elena Cool
Psalms 118:23 "This is the LORD's doing; it is marvelous in our eyes."


this really encouraged me to invest in property,this is a real encouragment for young people such as myself.

Asking Investor/Buyer for money before locking up the property?

Peter, please confirm and then explain, how you ask the buyer for 3% to 5% as a deposit before locking up the property. I have been reading on the internet how wholesalers are starting to take a substantial deposit from the investor when they assign the property to them, to make sure they don't walk away from the deal before settlement. Can you or any others in this forum share your comments on this. Thank you.


Sistreat, As always this is


As always this is great information. I wanted to bring this back to life. Thank you for the posts everyone.

Bothell, WA


Know what truely matters in life, consume yourself with that, and you shall never be disappointed, afraid, or alone. Give your gratitude always, give respect to everyone, and you shall never be anything less than what matters the most. Give praise to the Lord, forgive yourself and others, and with all of this together you will get a taste of what heavens lie ahead.

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